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Michael Mosteller

Sales Associate

My Blog

Memphis Solar Eclipse 8/21/2017

8/16/2017

 

1.  When & For How Long:  

 

Begins: Mon, Aug 21, 2017 at 11:52 am

Maximum: Mon, Aug 21, 2017 at 1:22 pm

Ends: Mon, Aug 21, 2017 at 2:50 pm

Duration: 2 hours & 58 mins

 

2.  How It Happens:

 

3.  How You'll See It Best:

 

Solar Eclipse Glasses (Amazon)

Welder's glass (Wal-Mart)

Binocular Projection (telescope or binoculars)

 

 

 

 

 

 

7 Most Common First Time Home Buyer Mistakes

7/11/2017

 

1.  No Housing Market Knowledge

  • Your offer on a home is based on so much more than the condition and size of the home. You need to know what variables are in play when making an offer.  In this housing market, your first offer may be your last!   It is important to see what other homes have sold for in the area in the past 6 months.  You should also consider market demand.  Are there multiple offers on this home? Will there need to be upgrades/renovations? How long has the house been on the market?  How are the schools in the area?

 

2.  No Forethought on Home

  • It is beneficial to make a list of demands before looking at homes. It is overwhelming to look at listing sites with no forethought on what is best for you and your life.  You also want to be able to give your agent a detailed description of what you are looking for so that they can narrow listings to show you.

 

3.  Going with the Listing Agent

  • The listing agent represents the seller of the home.  They are considering the best deal for their client. You want a third party who is a professional to be able to negotiate on your behalf. 

 

4.  Not Asking for a Property Survey

  • A property survey will give you the precise dimensions of the land for sale.  If the house has been there for a while, the previous owners could have built a shed, barn, fencing etc. on a neighbor's property.  This needs to be sorted out before closing.  A property survey will also inform you if the home and improvements made to the home are up to code.

 

5.  Didn’t get a CLUE Report

  • A CLUE (Comprehensive Loss Underwriting Exchange) Report tells you all the previous insurance claims made on the home. Most home insurance companies record their claims in the CLUE database.

 

6.  Didn’t Get and/or Didn’t Attend Home Inspection

  • The home inspector is hired on your behalf to make sure the home’s major systems are in good working condition. The home inspection focuses on the performance of the home, rather than code and/or design issues. They are intended to identify components that are defective, unsafe or close to the end of their life.  It can be very beneficial to attend these inspections so that the inspector can show you any concerns they may have.  You may also have concerns of your own that you want to show and/or discuss with the professional.

 

7.  No Budgeting for Unexpected Cost

  • A few of the normal inspections/tests made on homes before closing are bug inspection, home inspection, septic inspection, gas inspection, lead-based paint test, and a quality water test. These inspections make sure you are not buying an infested, poisoned and/or broken home. Unless negotiated otherwise in the purchasing agreement, these inspections are the buyer’s responsibility to pay for and must be considered when budgeting the cost of buying a new home.

Spring Home Maintenance List

3/20/2017

Keep your biggest investment in ship shape!

First Time Home-Buyer Tips

3/14/2017

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